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Retirement Armor with Jeff Christian

Business & Economics Podcasts

Preparing for retirement can sometimes feel like you’re gearing up for battle. You have to mount defenses against fees, volatility and taxes while strategizing your balance of risk vs. safety. Like going into real battle, it can be intimidating without the right preparation. But that’s why Certified Financial Planner Jeff Christian is here. He wants to provide you with the armor you need before going onto the financial battlefield. On this show, you'll learn how to plan, protect, and provide your way to a prosperous financial future. Jeff is a Certified Financial Planner and Chartered Retirement Planning Counselor at Armor Financial Group. His team serves clients throughout New Orleans and the surrounding communities with a main office in Madisonville, Louisiana. Contact: 985-845-2922

Location:

United States

Description:

Preparing for retirement can sometimes feel like you’re gearing up for battle. You have to mount defenses against fees, volatility and taxes while strategizing your balance of risk vs. safety. Like going into real battle, it can be intimidating without the right preparation. But that’s why Certified Financial Planner Jeff Christian is here. He wants to provide you with the armor you need before going onto the financial battlefield. On this show, you'll learn how to plan, protect, and provide your way to a prosperous financial future. Jeff is a Certified Financial Planner and Chartered Retirement Planning Counselor at Armor Financial Group. His team serves clients throughout New Orleans and the surrounding communities with a main office in Madisonville, Louisiana. Contact: 985-845-2922

Language:

English


Episodes
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Ep 24: Market Crash Survival Guide

5/18/2021
Were you prepared for this most recent downturn in the market? If you were, good for you! If not, let’s talk about what you need to do to be ready for the next one. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:10:59

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Ep 23: Retirement Variables

5/18/2021
If the variables were the same for everybody, retirement planning would be much simpler. But the fact that everyone is unique and to maximize retirement you’ll work to align the variables with who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:19

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Ep 22: Financial Feelings

5/18/2021
When you make a financial decision, does it start with looking at the numbers or asking the question, “How do I feel about this?” When should your feelings overrule the numbers, and when should the numbers overrule your feelings? Furthermore, what areas of your retirement plan are most likely swayed by feelings and emotions? Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:50

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Ep 21: Universal Retirement Truths

5/18/2021
There are certain retirement planning principles that apply to everyone regardless of who you are, how much money you have, when you’re retiring, or where you live. Let’s examine these universal truths together to determine how you can maximize the principles to complement your unique retirement plans. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:10:27

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Ep 20: Stages of Retirement Planning

5/18/2021
It is no secret that our financial plan will shift and change throughout our lives. However, this is even more prevalent, the closer we get to retirement. Jeff will discuss the different retirement planning stages and what the focus should be when you hit each of these checkpoints. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:13:35

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Ep 19: Longevity Risk

5/18/2021
Living a long time isn’t supposed to be a bad thing and it almost seems counterintuitive to categorize if it is a risk. But it is. Let’s take a look at how longevity plays a role in a financial plan and have an honest conversation about how to deal with the “problem” of living too long. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:15:22

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Ep 18: Paying Off the House

5/18/2021
Many pre-retirees wonder if they should pay off their house before they go into retirement, or if it’s okay to still carry a mortgage in this phase of life. Jeff will give us some considerations when making this important decision and some common situations he sees with his clients. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:39

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Ep 17: Long Term Care

5/18/2021
Long term care can be one of the biggest expenses in retirement, but many of us fail to plan for it. A lot of people are uncomfortable with thinking about mortality and avoid the planning altogether, while others don’t know where to start. On today’s show, we talk about the different ways you can plan for long term care and why you should get a plan for this financial aspect of retirement as soon as you can. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:12:18

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Ep 16: Life Insurance

5/18/2021
Life insurance is a financial tool that many people have strong opinions about one way or the other. It’s common to see some people praising this life insurance, while others claim it’s not so important. But what’s the truth about life insurance? Today, we discuss what life insurance is, the different policies, and who may be able to benefit from it. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:14:00

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Ep 15: Risk Tolerance

5/18/2021
One of the most important factors in a financial plan is the amount of risk you have in your portfolio. You never want to lose sight of how much risk you are comfortable with because this can cause fear, worry, and irrational decisions. Risk varies from person to person, so it’s vital to get your risk tolerance customized to your comfort levels and not in a one-size-fits-all plan. Jeff talks about the considerations he goes through when determining someone’s risk and how a bucket strategy can be quite effective with risk concerns. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:50

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Ep 14: 401(k) Rollovers

5/6/2021
The 401(k) is one of the most common investment tools out there. A myriad of companies offer their own 401(k) plan and will often match a certain percentage to incentivize employees to contribute to the plan. As you get closer to retirement, you may consider doing a rollover. Some people choose to do this for safety. Investment options, tax implications, and much more. Jeff discusses the basic rules of rollovers and the positive attributes they can add to your retirement plan. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:14:27

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Ep 13: Traditional Vs. Roth

4/15/2021
It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine which one is best for you based on who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:14:20

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Ep 12: Are You Ready to Retire?

4/1/2021
A lot of people are unsure if they are actually able to retire. Some worry about leaving a career that they love, while others are concerned if they have enough money to last a lifetime. We discuss reasons why you may feel hesitant to retire and how putting a solid plan together can solve these concerns. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:10:25

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Ep 11: Annuities - What You Really Need to Know

3/18/2021
Annuities are a hot topic in the financial industry. Some people talk about how much they love them, while others say to stay away from them at all costs. But which side should you believe? Today Jeff discusses the pros and cons of different types of annuities and how they may or may not provide value for a retirement income plan. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:14:46

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Ep 10: Busting Social Security Myths

3/4/2021
Social Security is often misunderstood and ill-planned for costing serious lost opportunity for many Americans. Myths, rumors, and misunderstandings are pervasive in the world of Social Security. In this show, we’ll look to clear up the top 5 misunderstandings about Social Security. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:14:36

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Ep 9: The Importance of the Financial Red Zone

2/18/2021
When we hear the phrase “red zone,” most of us think of football. When a team is only 20 yards away from the goal line, and minimizing mistakes is key to scoring. We can take this concept to the financial world too. Jeff talks on today’s show about the retirement red zone and why making sound decisions during this time frame can greatly affect the rest of your retirement. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:35

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Ep 8: Understanding the Three Worlds of Money

2/4/2021
We discuss the three worlds of money: banking, insurance, and wall street. Jeff outlines the pros and cons of each world, how they affect your finances, and strategies you can utilize to maximize the three worlds of money. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:14:45

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Ep 7: How to Find the Right Advisor

1/21/2021
A lot of concern goes into trying to pick the proper investments, build a balanced portfolio, and getting the highest return. But how much time have you really put into finding the right advisor to work together with on all these tasks and more? You might be surprised to find out that a lot of people don’t do their due diligence or put in a considerable amount of thought into picking their advisor. And ultimately, that leads a lot of people to not understanding what they should expect from such a relationship. So, we want to clear some of that up on this episode and clarify some of the ways you can evaluate your current advisor relationship and how to shop for, and find, the right advisor for you. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:49

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Ep 6: Legacy & Estate Planning

1/7/2021
When we talk about comprehensive financial planning for retirement, many people tend to focus on the investments and retirement income they want to achieve. But legacy and estate planning is important and easy to overlook when putting your plan together. Jeff discusses the elements that make up this type of planning and why you should continually make sure it is up to date and relevant to your current situation. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:05

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Ep 5: Health Care Planning

12/17/2020
It’s no secret that the cost of healthcare only continues to rise each year, and so we need to be proactive and plan for these costs. That’s why we decided to dedicate an entire episode to explaining the common healthcare costs in retirement as well as protecting your retirement plan against the cost of long-term care. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com

Duration:00:11:15