Radian On Air

Recognizing and understanding the behaviors of Millennial and Gen Z homebuyers can empower loan officers and real estate agents to engage these distinct generations. Listen in as Tom Miller, Regional Vice President of MI Sales, and Brenda Smucker, Vice President of Learning and Development, discuss this ever-changing topic. In this episode, we will explore: For more information, download Radian's infographic on The Millennial and Gen Z Homebuyer. © 2024 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions.

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodes Join us in this episode as we delve into the topic of Foster Care Income. We'll explore how the GSEs, Fannie Mae and Freddie Mac, treat this income type, discuss guidelines around the history of income receipt, and review general documentation requirements. We'll also provide a couple of scenarios to aid your understanding of the use of this income. In this episode we will discuss: Resources Fannie Mae Selling Guide: B3-3.1-01, General Income Information (12/13/2023)Fannie Mae Selling Guide: B3-3.1-09, Other Sources of Income (02/07/2024)Fannie Mae Selling Guide: What is required for foster-care income?Freddie Mac Seller/Servicer Guide: 5301.1, General requirements for all stable monthly incomeFreddie Mac Seller/Servicer Guide: 5305.2, Specific requirements for other income types Sign up for Radian National Training Updates

With over a decade of experience helping investors across the single family rental (SFR) industry, Gregory Godderidge, VP of SFR Operations for Radian Real Estate Management, and Kade Clark, SVP of Digital Valuation Products & Sales for homegenius Real Estate, recently discussed the latest in the SFR space. In this episode, we will explore: Contact us to learn more: https://info.homegenius.com/sfr Single Family Rental services provided by Radian Real Estate Management LLC. 7730 South Union Park Ave., #400, Midvale, UT 84047. Tel: 801-869-1444. Licensed Property Management Company in UT (License # - 9172198-MN00) and NV (License #-ASM.0000217); Licensed Real Estate Company in UT (License # - 8818122-CN00). Other real estate services provided by homegenius Real Estate LLC and homegenius Real Estate Inc. (collectively dba homegenius Real Estate), each a subsidiary of homegenius, Inc. 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047. Tel: 877.500.1415. homegenius Real Estate LLC and its wholly owned subsidiary are licensed in every state and the District of Columbia.This communication is provided for use by real estate professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information. © 2024 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodes In this episode, we explore the concept of parsonage income, also known as a housing allowance, and its impact on a mortgage loan application. We will discuss: Resources Fannie Mae Selling Guide B3-3.1-01, General Income Information - Using Nontaxable Income to Adjust the Borrower’s Gross IncomeFannie Mae Selling Guide, What is required for housing or parsonage allowance?Fannie Mae Selling Guide B3-3.1-09, Other Sources of Income- Housing or Parsonage AllowanceFreddie Mac Selling Guide 5305.2, Specific requirements for other income typesFreddie Mac Selling Guide 9202.3, Borrower income documentation for workout or relief options Explore more complex income types, including non-taxable sources, social security income, child support and alimony. Foundations On Demand Course: Not Your Ordinary Income Not Your Ordinary Income: Social Security BenefitsNot Your Ordinary Income: Military Pay Sign up for Radian National Training Updates

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodesAcronym List In this episode, we explore the subject of non-occupant borrowers in mortgage transactions. We'll discuss what GSE guidelines consider when reviewing a loan with a non-occupant borrower, and how a non-occupant borrower may impact the loan decision. Resources Fannie Mae Selling Guide B2-2-04, Guarantors, Co-Signers, or Non-Occupant Borrowers on the Subject Transaction (09/02/2020)Fannie Mae Non-Occupant Borrower Fact SheetFreddie Mac Selling Guide 5103.1, Mortgages including a non-occupying Borrower Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodes In this episode, we explore the intriguing topic of unique properties in the context of mortgage loans. We will review: Resources Fannie Mae: Are unique or nontraditional homes eligible for delivery?Fannie Mae Selling Guide B4-1.3-05, Improvements Section of the Appraisal Report (09/06/2023):Unique Housing TypesFannie Mae Selling Guide Announcement (SEL-2023-08): 3D printed homesFreddie Mac Seller/Servicer Guide 5605.5 Improvements analysisFreddie Mac Appraisal Report and Property Eligibility FAQRadian's guidelines Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodes In this episode, we explore the concept of payment shock, its impact on loan reviews, and how it can be mitigated. We discuss: Resources Fannie Mae Selling Guide B2-1.4-02, Adjustable-Rate Mortgages (ARMs) (12/14/2022)Fannie Mae Selling Guide B3-6-04, Qualifying Payment Requirements (06/07/2023)CFPB: Ability-to-Repay/Qualified Mortgage RuleRadian Guidelines Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

In this episode of the Radian On Air podcast, Jeff Engle, assistant vice president of Mortgage Learning for Radian Guaranty, welcomes back Donna Ross, Radian Group's award-winning Chief Information Security Officer. They explore the importance of cybersecurity, especially in light of October being Cybersecurity Awareness Month, including the increasing threats to technology and confidential data, alarming statistics of cybercrime, and offer insights on how individuals and companies can protect themselves against these cyber threats. Key points discussed in this episode include: Download the Job Aid!Radian On Air Podcast: Cybersecurity Awareness Month: Are You Prepared? Radian On Air Podcast: Cybercrime: Trends, Impacts & Prevention Resources: Astra ReportDeloitte 2023 Global Future of Cyber SurveyVerizon 2023 Data Breach Investigations Report © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodesIn this episode, we delve into non-US citizen borrowers. We'll discuss the different types of citizenship and residency, what may be required by the GSEs, and how different scenarios may be viewed by GSEs. Resources: Fannie Mae Selling Guide: B2-2-02, Non–U.S. Citizen Borrower Eligibility RequirementsFannie Mae: Non-Citizen Borrower EligibilityFreddie Mac Selling Guide: 5103.2 Permanent and nonpermanent resident aliensIRS Resident and Nonresident Alien InformationUS Department of State Visa Categories Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodesThis discussion will focus on a common theme we see coming to Radian Guaranty’s Customer Help & Sales teams, as well as in our live webinars: Trust Income. In this lesson we will discuss: Resources: Fannie Mae Selling Guide: B3-3.1-09, Other Sources of Income (12/14/2022)Fannie Mae Selling Guide: What is required for trust income?Freddie Mac Selling Guide: 5305.2 Specific requirements for other income types Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodesIn this episode, we delve into the intriguing topic of foreign income in mortgage transactions. We shed light on its definition, importance, and how it's addressed under the guidelines set by Government Sponsored Enterprises (GSEs) like Fannie Mae and Freddie Mac. Resources: Fannie Mae Selling Guide: What is required for foreign income?Freddie Mac Selling Guide: 5305.2, Specific requirements for other income typesGoogle Currency ConverterOanda Currency Converter Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodes In this episode, we explore the intricacies of business automobile mileage deductions as defined by the IRS and how these deductions impact the qualifying income calculations of a Schedule C Sole Proprietor Self-Employed borrower: Resources: Internal Revenue Bulletin: 2023-3Fannie Mae Selling Guide: B3-3.1-09, Other Sources of IncomeFreddie Mac Selling Guide: 5304.1, Stable monthly income and documentation requirements for self-employed BorrowersRadian's Self-Employed Cash Flow Analysis Calculator Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level. Watch the VideoDownload the Job AidAll episodes Join us in this episode as we demystify the concept of Interested Party Contributions (IPCs). We examine what IPCs are, the potential interested parties, and how they are defined and regulated by Fannie Mae and Freddie Mac. Additionally, we delve into some real-world scenarios to demonstrate the application of IPCs in mortgage transactions. Resources: Fannie Mae Selling Guide: B3-4.1-02, Interested Party Contributions (IPCs) (08/04/2021)Freddie Mac Selling Guide: 5501.5, Interested party contributions Sign up for Radian National Training Updates © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

June is National Homeownership Month - Radian Group's Jade Brown, Director, Diversity, Equity, and Inclusion & Justin Foster, SVP People Experience, discuss the unique first-time homebuyer market. In this engaging conversation, Jade & Justin will dive into different areas of today's housing market, many of which are impacting first-time homebuyers everywhere. A few topics we will discuss include: Resources: https://guide.freddiemac.com/ci/okcsFattach/get/1002008_5https://selling-guide.fanniemae.com/Glossary/1045242151/Who-is-considered-a-first-time-homebuyer.htmhttps://www.radian.com/news-and-knowledge/home-buyer-resourceshttps://www.homegenius.com/homebuyers-sellershttps://www.homegenius.com/homebuyers-sellers/tools-education/homebuying-process/navigating-the-dealhttps://www.forbes.com/advisor/mortgages/safety-concerns-for-lgbtq-homebuyers/https://www.housingwire.com/articles/how-to-reach-the-growing-segment-of-hispanic-american-homebuyers-in-2023/ © 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates

Diversity, equity and inclusion (DEI) continue to serve as a high priority for many organizations looking to elevate their company culture and make an industry impact. In this episode, Radian's DEI Director, Jade Brown, joins AVP, ESG Engagement & Financial Communications, Terri Perry, to discuss the DEI strategies and trends that are helping drive a better, more representative housing industry today. In this podcast, we will explore: Links: Download Radian's DEI Annual Report 2021 © 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087.Radian Group Inc. and its parents,subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.

Cybersecurity Awareness Month is upon us. Joining us again is Radian’s Chief Information Security Officer Donna Ross for a follow-up to our initial podcast, "Cybercrime: Trends, Impacts & Prevention". In our newest cybersecurity discussion, Donna connects with Jeff Engle, AVP of Learning – Mortgage, to review the new hot topics and trends impacting people and businesses every day. In this episode, we will dive into: Download our checklist!Links: https://www.linkedin.com/pulse/10-cybersecurity-trends-predictions-20222023-wissenhive/https://financesonline.com/cybersecurity-trends/https://www.lastpass.com/resources/ebook/psychology-of-passwords-2020https://us.norton.com/internetsecurity-emerging-threats-cybersecurity-statistics.html#© 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087.Radian Group Inc. and its parents,subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.

Affordability has become a major obstacle for many homebuyers as rising home prices and mortgage interest rates have increased the cost to purchase a home. In this podcast, Marshall Gayden, EVP, Mortgage Insurance Sales and Brenda Smucker, VP, Learning and Development discuss how mortgage insurance can help borrowers navigate affordability challenges. In this episode, we will explore: © 2022 Radian Group Inc. All Rights Reserved.550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties.This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.

A new homebuyer demographic Is emerging. The homebuyer market is always changing but will see some dramatic shifts in the next few years as Younger Gen Y Millennials and members of Generation Z become an increasing share of the homebuying public. In this podcast Radian’s Angela Capone, SVP, Field Sales joins Jeff Engle, Director, Learning Services to discuss the generational shift of homebuyers. In this episode, we will explore: Resources: (https://www.radian.com/news-and-knowledge/insights/understanding-next-generation-homebuyers) Understanding the Next Generation of Homebuyers - The ABCs of Gen Y and Z Infographic 1 Infographic 2 Infographic 3 © 2022 Radian Group Inc. All Rights Reserved.550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties.This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.

New technology has the potential to dramatically change how real estate agents interact and transact with homebuyers and sellers. In this podcast, Jose Perez, SVP of homegenius Sales and Brenda Smucker, Radian's VP of Learning and Development discuss the digital real estate ecosystem being built at Radian’s homegenius subsidiary, and how the role of the agent and broker will change in the years to come. In this episode, we will explore: Don't forget to check out the BRAND NEW homegenius.com! This communication is intended to convey general information only and not to provide any legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. © 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Services advertised are provided by affiliates of homegenius Inc., a wholly owned subsidiary of Radian Group Inc. homegenius connect provided by homegenius Real Estate of Florida LLC dba homegenius connect, 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047. Other real estate services, including but not limited to geniusprice, provided by Red Bell Real Estate, LLC, 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047. Tel: 866.626.2381. Red Bell Real Estate, LLC and its wholly owned subsidiaries are licensed in every state and the District of Columbia. Title insurance and title services offered through mytitlegenius.com are provided by Radian Title Insurance Inc., 6100 Oak Tree Blvd, Suite 200, Independence, OH 44131; Tel: 877.936.8485, NAIC#: 51632, CA- License# 5093-0. FL – Title insurance license #34-1252928, AZ – Title Insurer 34-1252928 (not licensed in AK, HI, ID, IA, ME, NH, NJ, VT and WY) and Radian Settlement Services Inc., 1000 GSK Drive, Suite 210, Coraopolis, PA 15108, FL- Non-Resident Title Agency #A271379. Title Insurance policies are underwritten by Radian Title Insurance Inc. Additional licenses available at www.mytitlegenius.com. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.

New technology innovations continue to transform the mortgage and real estate industry. In this podcast, Radian's Mark Wai, EVP, Chief Technology Officer and Suzanne Powell, SVP, Digital Client Experience, join Jeff Engle, Director, Learning Services, to discuss the digital transformation currently underway, and how technologies like artificial intelligence (AI) and blockchain are poised to further reshape the sector in the years to come. In this episode, we will explore: © 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. This communication is intended to convey general information only and not to provide any legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information.