Financially Intentional

Today, we have a special guest, Gerry Born, also known as The Millionaire Educator. Gerry has taught me so much about managing money, especially how teachers can grow their savings. He's used some smart tricks to save a lot of money even though he started with a small salary as a teacher. Gerry will talk about how he paid off debts, saved money, and even took mini-retirements to travel. He has a lot of great tips on how to use your money wisely and make it grow. Resources Mentioned: Sophia.orgTEEX.orgModern StatesExcelsior UniversityStudy.comLaw Shelf About our guest: Gerry Born and his wife are a retired teaching couple whose journey to financial independence began under challenging circumstances, grappling with $48,000 in student loan debt and unreliable cars in their early thirties. Their financial situation took a significant turn for the better during a five-year teaching stint in Saudi Arabia starting in 1996, where Gerry taught ESL while his wife completed her MBA. This period allowed them to eliminate their student loan debt and save $100,000, laying a solid financial foundation. Upon returning to the U.S. in December 2001, they initially planned to live and teach in Texas but ultimately settled in LaGrange, Georgia, where they lived for seven years. By 2023, despite no longer engaging in "real" work beyond substitute teaching, blogging, and a credit-tradeline side hustle, they managed to fully fund their HSA accounts and grow their wealth to over $2 million The Millionaire Educator Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, I’m going to talk about something really interesting—my paycheck! I recently shared how much money I make before and after taxes, and lots of people had big reactions. I want to show you how taxes work and explain why I don’t actually pay as much as it seems. I’ll share some funny comments from people who saw my post, and we'll look at my recent pay stubs together. It’s going to be fun and you’ll learn how money can look different once taxes and other things are taken out. IG Post From the Episode Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, we're diving into the world of real estate, but with a twist. We had the awesome opportunity to chat with Walter Johnson, a real estate expert who has found his niche in mobile home parks. Walter wasn't born into the real estate world. He stumbled upon it in his teens, thanks to a mentor, and took a leap by investing in his first property in Arizona. He saw the potential in mobile home parks for creating wealth and community improvements and never looked back. Walter's journey from borrowing $1,500 from his girlfriend to building a multimillion-dollar portfolio is nothing short of inspiring. If you've ever wondered if there's more to real estate than just houses and apartments, this episode is for you. About our guest: As the Founder and CEO of Sonos Capital, Walter Johnson has carved a notable path in the real estate investment sphere over the past two decades, managing transactions that have amassed millions. His profound expertise in the field has not only earned him a place on the Board of the Manufactured Housing Communities of Arizona but also led to his election as a Board Member of the City of Mesa, AZ Housing Committee, with the honor of being sworn in by Mayor John Giles. Johnson has received national recognition for his efforts in providing affordable housing and fostering communities for middle-class families. Currently, he dedicates his efforts to guiding busy professionals and passive investors towards opportunities in Mobile Home Parks and Communities. For a deeper insight into his impactful work, visit Sonos Capital's website at www.sonoscapital.com or check the link in his featured section. https://www.sonoscapital.com/ Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

In today's episode, I want to share something really special with you. I posted a story on Instagram and got so much love and support, it made me super happy. I talked about how sometimes I struggle with money, work, and being a mom to three awesome kids all by myself. I want to tell you that it’s okay not to be perfect and it’s important to share our real stories, not just the happy pictures we see online. I also talk about how I’m working hard to pay off some debts and make smart choices with my money, even though it can be really tough sometimes. And you know what? I love helping people and sharing what I learn along the way. So, come join me as I talk about my life, the ups and downs, and how we can all learn to be a little more honest and kind to ourselves and each other. Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, we're talking with my friend Chelsea Samms, who is a Neonatal Intensive Care Unit Nurse. This episode dives deep into a topic that's close to our hearts and impacts our communities greatly: the institutional racism within our healthcare system and its disproportionate effects on Black American families. We're tackling the tough reality of how systemic biases can lead to unfair and often harmful treatment in medical care for Black moms and their babies. It's not just about personal experiences; it's about a widespread issue that demands attention and action. Chelsea and I are here to share insights, stories, and strategies on advocating for the rights and well-being of Black families navigating the healthcare system. Together, we're envisioning and working towards a future where healthcare equity is a reality for everyone. About our guest: Chelsea Samms, BSN, RN, CPST, is a beacon of leadership and innovation in the nursing field, with a career deeply rooted in neonatal care, education, and entrepreneurial ventures aimed at transforming healthcare. As a NICU nurse with a rich background in maternal-newborn health, Chelsea has dedicated herself to bridging the gap in health equity, fostering diversity, and promoting inclusion across patient care spectrums. Currently advancing her expertise through a Master of Science in Nursing Education, she is fervently working towards nurturing the next wave of nursing leaders and educators. Chelsea's entrepreneurial spirit shines through her ownership of "I Know Newborns, LLC," where she focuses on combating health disparities in newborn care and championing the rights of marginalized communities. With a skill set that spans leadership, business development, and advocacy, she excels in environments that challenge her to innovate and lead change. Chelsea is on a continuous quest to collaborate with fellow professionals who are as committed to nursing excellence, healthcare innovation, and making a societal impact as she is, aiming together to sculpt a brighter, healthier future for all. Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, I'm super excited to share three awesome tips to help you grow your money without needing a financial advisor. First, if you've ever had a job with a retirement plan like a 401k, it's important to move your money with you when you leave. I'll show you a cool free service called Capitalize that makes it super easy. Next, we'll talk about checking your current job's retirement plan to make sure it's invested in a smart way. And lastly, if you have student loans, there's a special chance right now to get some of that loan forgiven, but you've got to act fast! I've got all the details and links to help you out. Resources Mentioned: capitalize.sjv.io/NKvn1Vhttps://studentloanplanner6c01f.referralrock.com/l/NASEEMABRI71/ Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

In today's episode, we're chatting with our guest Acquania Escarne why parents should consider getting life insurance for each other, even if they're not living together anymore. It's all about making sure that if anything ever happens to one parent, the kids will still have financial support to help them grow up and maybe even go to college. It's a way to make sure your kids are okay, no matter what. We talked about how to figure out how much insurance you might need and how to go about setting it up. About our guest: Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committed to helping people find financial freedom and build wealth. As a financial coach, she equips her clients with "outside the box" finance tips, debt payment plans, retirement planning, and more. With her advice clients are able to meet and exceed their financial and personal goals. Her coaching is individually tailored to address all financial situations. Also, through her finance blog and podcast, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life. Acquania's passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since. Schedule a Free Consultation with Acquania Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

In today's episode, I want to share something really cool about owning homes. Did you know that in most places in the United States, women who are not married own more houses than men who are not married? That's right! Even though women usually earn less money than men, they are ahead when it comes to having their own house. We're going to talk about why this might be happening and share some interesting facts about it. I'll also tell you about my own journey of buying houses. I bought my first house when I was just 21 years old, and now, I've bought a total of eight houses all by myself! It's been an adventure with ups and downs, but I learned a lot. Mentioned article: Single Women Own More Homes Than Single Men | LendingTree Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

In today's episode, we dive into how moms like us can manage our money better and teach our kiddos to be smart with their cash too. We chat with Tiffany Grant, who shares her awesome tips on budgeting, saving, and even how to make shopping fun while learning about money. We also explore how important it is for us parents to set good examples, so our kids grow up knowing how to handle their money wisely. It's like we're all on this big adventure together, learning to save, spend smart, and prepare for our future. About our guest: Tiffany Grant is the creator and host of the "Money Talk With Tiff" podcast. Starting as a single mother of two, balancing full-time education with two jobs, she has since achieved her AFC® certification, completed her MBA, and built a successful career in HR, all aimed at improving her situation and assisting others. Known for her passion for finances, Grant turned her informal advice-giving into a blog to share her knowledge more broadly. From clipping coupons at age 6 to buying her first house at 26 through diligent saving and budgeting, her journey reflects a lifelong commitment to frugality and financial wisdom. With a background in Business Administration and various certifications, including SHRM-CP and Lean Six Sigma Yellow Belt, she has extensive experience in financial counseling and aims to be debt-free by 35, house excluded. https://moneytalkwitht.com/Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

In today's episode, we talk about something super cool and a bit unexpected. Imagine your kid starts making more money than you by streaming videos online. Pretty awesome, right? But it also makes you think a lot about money and family. We dive into how to talk about this with your kids, making sure they're smart with their money, and keeping your family happy and healthy through it all. It's all about supporting each other, learning together, and maybe even setting up some smart money habits early on. Myleik & Mommas: https://my-mommas.circle.so/checkout/myleik-and-mommas-annual-subscription Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, we're chatting with our guest, Karina Daves, about something super important—how sometimes, in families, one person might earn more money than the other, and that's okay! We'll talk about my own experiences being the one who brings home the bacon, and why it's cool to talk openly about money with the people we love. We'll also hear from a super smart friend who knows a lot about getting along better with our partners, especially when it comes to money. About our guest: Karina Davis is a Relationship Coach dedicated to helping women break the cycle of arguing with their partners to foster more intimacy and bridge the communication gaps in their families. She is passionate about radically transforming the lives of her clients, not just for the immediate impact on their relationships but for the benefit of future generations, including their children and grandchildren. With a strong conviction rooted in her faith, Karina believes she is on a divine mission to heal relationships, break generational curses, and promote the well-being of children, bodily health, financial healing, and an unbreakable understanding between her clients and their partners. https://karinafdaves.com/Karina Daves IGKarina Daves FB Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, I want to talk about something that's been on my mind a lot. Did you know some families pay as much for childcare each month as they do for their house? That's right! For example, I pay $3,400 a month just so someone can take care of my kids while I work. That's the same as my house payment! It's crazy expensive, and it's not just me feeling this pinch. I read an article from the U.S. Department of Labor that says childcare costs a lot of money everywhere in the United States. This makes it super hard for families to afford to have kids, and it's tough on the people who work in childcare too. They don't get paid very much, which doesn't seem fair since they do such an important job. Can't wait to hear what you think, so be sure to let me know! New Childcare Data Shows Prices Are Untenable for Families - http://blog.dol.gov/2023/01/24/new-childcare-data-shows-prices-are-untenable-for-families Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, we've got a super exciting episode for you. We're chatting with Tyron Tyson, a nurse just like me, but he's also a whiz in the finance world. Tyron has been through a lot, from facing challenges in nursing to making big moves in building his own wealth. He's here to share his secrets with us so we can all grow our money without making the same mistakes he did. Tyron's story is not just about making money; it's about changing his life path from nursing to focusing on his passion for finance. He's going to tell us all about how he manages to juggle both worlds and what's driving him to eventually say goodbye to nursing. About our guest: With over a decade of experience in healthcare, Tyrin has navigated the physical, mental, and emotional challenges of the profession, recognizing the risks of burnout and the limitations of a demanding schedule. Leveraging their income as a travel nurse, Tyrin delved into real estate investing, facing and overcoming numerous financial obstacles through a strong financial foundation and meticulous income management. Now, fueled by a passion for empowering others and armed with an ASAA Investment Advisors License, Tyrin is committed to guiding others towards financial independence through real estate, serving as a valuable resource in achieving financial independence and professional autonomy. The Urban Nurse Links: https://linktr.ee/theurbannurse Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Hey everyone, today, I'm going to share something really important with all of you. We're talking about emergency funds—money that you save just in case something unexpected happens, like losing your job or your car breaking down. I'll explain why it's a good idea to have this money saved and how it can stop you from worrying too much if something goes wrong. We'll also chat about how much money you should save and some cool ways to save it without feeling like it's too hard or taking too long. Plus, I've got some tips for what to do if you suddenly find yourself without a job. Tools and calculators available here: https://www.financiallyintentional.com/ Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, we chat with Maya Corbic, CPA, who has written a book to help kids understand investing. We talk about why it's so important to start learning about money when you're young, just like learning how to ride a bike or swim. Maya shares some awesome tips on how we can make investing easy to understand, not just for kids but for their parents too. It's like unlocking a secret treasure chest that can help you do amazing things in the future. So, if you've ever wondered about investing or saving money, you're going to love what we've got to share. About our guest: Maya Corbic, a CPA and dedicated mom, combines her vast experience as a CFO, auditor, and tax accountant with her personal journey from a first-generation immigrant from war-torn Bosnia to a successful financial literacy educator. Having arrived in a new country with her family at 15 with nothing but two suitcases and $50, living in government housing and juggling two part-time jobs in high school, Maya's early hardships instilled in her the importance of financial independence. She and her husband overcame $60,000 in debt early in their marriage, achieving debt freedom, including their mortgage, by the time she was 32. As the founder of the Wealthy Kids Investment Club and the popular Instagram account @teach.kids.money, Maya is passionate about simplifying investing and empowering families to grow their wealth. Drawing on nearly two decades of professional experience and her life lessons, she is committed to teaching financial literacy to kids and inspiring hundreds of thousands of parents to raise financially independent children, with the vision to educate every child to become a financially independent adult. Resources mentioned: All resources and links of Maya Corbic, CPAFrom Piggy Bank to Stocks, The Ultimate Guide for a Young InvestorAmazon link to the bookBarnes and Nobles link to the book Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Hey everyone, today I want to talk to you about buying a car in today's economy. Right now, buying a car can be really tough because the prices are super high and the interest rates are even higher! I remember when I bought my minivan; I ended up with an 8% interest rate, which is a lot. But don't worry, I have some tips to help you out in this episode. I'll even show you how to use a calculator to figure out how much you can afford without spending too much. And if you're interested, I've got a new course with lots of tools to help you manage your money better. Buying a car can be scary, but I'm here to help you through it. Course and Calculator here: https://learn.financiallyintentional.com/home Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Today, we have a super exciting chat with my buddy, Bradley Rice. We first met at CampFI, for people who love talking about money and how to make it work better for us. Bradley has done some amazing things since we met, especially with Salesforce, which is a tool that lots of companies use. He's here to share how anyone, no matter where they come from or what they know, can learn Salesforce and find a great job that lets them live the life they dream about. It's like having a magic key that opens up doors to awesome jobs that don't make you sit at a desk all day if you don't want to. About our guest: Bradley Rice is a seasoned Salesforce Consultant with over a decade of experience, including five years of running his own Salesforce Consulting Business. His journey into entrepreneurship began with the desire for a better work-life balance, particularly with the arrival of his child. Determined to dictate his own schedule and earnings, Bradley transitioned from a traditional 8-to-5 job to owning a successful business. Despite initial challenges, his dedication led to working an average of 15-20 hours a week while earning around $170,000 USD annually. Embracing a fully remote work lifestyle, Bradley enjoys the freedom to work from anywhere, be it the beach, mountains, or with loved ones. Through his course, Bradley aims to impart his knowledge and experience to empower individuals with the tools for autonomy, higher income, and the ability to enjoy life beyond just paying bills, emphasizing the importance of focus and dedication for success as a Salesforce Freelancer and Business Owner. Talent Stacker Salesforce for Everyone FB Page Salesforce for Everyone Podcast by Talent Stacker Podcast Mentioned: Side Hustle Nation Podcast with Alex Warneke Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

My daughter is turning 10 soon, and it got me thinking about birthday gifts. Not just any gifts, but special ones that can help her in the future. Instead of toys or clothes that she'll soon outgrow, I love the idea of giving her something that grows with her, like investments or savings for college. I've found some cool ways to do this, like setting up accounts where friends and family can help contribute to her future. And I've got some great tips for how you can do the same for the special kids in your life. So, let's dive into how we can make gift-giving more meaningful and helpful for our kids' futures. Grab your Investing for Kids eBook here Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

In this episode, I had the privilege of chatting with Aaron Thomas, famously known online as the Prenup Guy. Aaron, a Harvard Law graduate with over two decades of experience in family law, shares his journey from being a family law attorney to founding prenups.com. He dives deep into the world of prenuptial agreements, debunking common myths and highlighting their importance not just in the event of a divorce but as a tool for financial clarity and protection in marriage. Aaron's insights are a treasure trove for anyone considering marriage or seeking to strengthen their financial unity with their partner. His personal story and the evolution of his thoughts on prenups shed light on how these agreements can serve as a foundation for a stronger, more transparent relationship. About our guest: Aaron Thomas, a three-time winner of Atlanta’s Best Divorce Attorney and a Harvard Law School graduate of 2002, is nationally recognized as a leading expert in family law. His firm, Aaron Thomas Law, was hailed as one of Georgia's fastest-growing family law firms from 2015-2022. Renowned for representing high-profile clients including NBA hall of famers, Superbowl winners, and Grammy award-winning artists, Aaron specializes in a broad spectrum of family law matters such as divorce, custody, child support, and prenuptial and postnuptial agreements. Additionally, as the founder of Prenups.com, he is considered the premier authority on drafting equitable prenuptial agreements, advocating for their role in fostering happy marriages by preventing common marital disputes through establishing a solid financial foundation during the engagement phase. https://prenups.com/ Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

In today's episode, I want to share my story with you. Imagine having $1 million of debt. Sounds scary, right? Well, that was me! But guess what? I managed to pay it all off in less than three years. I bet you're wondering how someone can have so much debt. It's simple: a house, education, and life can add up quickly. But I learned some cool tricks to become financially free, and I want to help you do the same. I didn't just work harder or cut out all fun; I made smart choices. And you know what? If I can do it, so can you. I'm here to tell you all about my journey, the ups and downs, and how I managed to come out on top. EconoMe Conference Grab your Investing for Kids eBook here Support the show --- Check Intentional Style here: https://www.intentionalstylesuite.com/ Please join me here, and follow me on social media, Instagram, and Facebook. Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money