The Money Mindset Podcast

In this episode of the Money Mindset Podcast, we bring together insights from various financial experts to share their top budgeting tips. From understanding yourself and your spending habits to aligning financial goals as a couple, each tip offers unique insights to help you take control of your finances. Whether it's automating your savings, budgeting by percentages, or negotiating your rent, there's something for everyone in this episode to help you build a stronger financial foundation. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “You have to know yourself. You have to be patient with yourself. You have to understand your personality, how your brain works, and create systems and strategies that are gonna work for you because money is personal, it's emotional, and it's not a one size fits all. And the more you can understand how you process the information and how you react to things, the better off you're gonna be because you can shift your plan, your perspective, your strategy with your finances to fit your specific situation.” - Ashley Patrick If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to the Money Mindset Podcast! Today's episode explores the valuable lessons Ashley learned over seven years as a money coach. We'll discuss personal finance insights, how individual perspectives shape financial decisions, and why there's no one-size-fits-all approach. Join us as we dive into topics like understanding diverse learning styles and navigating different seasons of life. These insights offer guidance on developing a healthier relationship with money. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Because it is personal. And you know what you do with your money, what your goals are, what is important to you is personal, and it's not gonna be the same for everybody. And that's what's so exciting about really being intentional with your money is that you get to decide based on your values, your life vision, what you want to leave as your legacy, how you wanna teach your kids, what you wanna teach your kids. All those things are personal. And so it's really exciting because you get to dictate what that looks like for you.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Struggling to make your budget work? In this episode, we delve into the common pitfalls that often sabotage our financial plans. From unrealistic expectations to poor preparation, discover practical strategies to align your budget with your lifestyle, ensuring sustainable financial growth. Join us as we explore the importance of being realistic, creating effective plans, and establishing healthy habits to set yourself up for financial success. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. “So, what do you need to do to set yourself up for success when it comes to sticking to your budget? That means your meal planning, okay? But it also could be making sure that you have in your schedule a day, a time, and a place that you are going to check in with your budget. So, check in with your spending, check in with where your money needs to go.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy * Find the video on YouTube at https://youtu.be/eQvD7mi0tgw

In this episode of the Money Mindset Podcast, we tackle the timeless question: how much should you have in savings? From the basics of starting with a small sum to figuring out how to save for future expenses and major life changes, we explore practical strategies to build and maintain a healthy savings fund. Tune in to learn how to strike the right balance between saving for the future and enjoying the present moment. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Saving money amounts depends on your situation, where you're at in the money success roadmap. But if you're starting, start small, if you've got too much in savings, evaluate how much it is like a realistic number and decide what to do with the rest.” - Ashley Patrick If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy * Find the video on YouTube at https://youtu.be/jcReDLtOc1w

In this podcast episode, we're diving into three simple yet crucial things you should do every month to manage your money better. We talk about keeping an eye on your spending habits, setting aside focused time for money tasks, and giving yourself credit for every little win along the way. Tune in for practical tips and advice to help you stay on track with your finances and reach your goals. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “So, I want you to check in with your spending. Make sure your money is going where you want it to go. It's hard to reach those financial goals if it's not right, like you need it to go to your goals. So, if it's going to fast food, if it's going to Amazon, and if you're not actually looking at the numbers, you're not going to estimate it in a realistic manner if you're just doing it in your head. So, you need to actually check in with your spending, track your spending, see where your money is going so that you can correct it and send it to where you actually want it to go.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy * Find the video on YouTube at https://youtube.com/live/woLxS0f2r7c

Join us for another episode of the Budget Bestie Meetup on the Money Mindset Podcast as we dive into the crucial topic of overspending and its impact on financial well-being. In this episode, we dissect the concept of lifestyle creep, where rising income often leads to increased expenditure. Discover practical strategies to combat overspending, including deleting shopping apps and reframing your mindset around money. Gain valuable insights into identifying triggers for impulsive spending and learn how to cultivate mindful spending habits at any income level. Don't miss out on this insightful discussion that can empower you to take control of your financial future. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “If you are feeling a certain type of way around certain people, following certain accounts, or even getting certain emails, and you feel like it's causing you to spend money that you don't necessarily want to spend, then it's important to unsubscribe for emails, unfollow people on social media and identify what exactly is triggering you. Because once you identify that, it will make it easier for you to change how you respond to the trigger, right? It may still trigger you, but it makes it better once you identify and recognize why it's triggering you. You can change the way you respond to it to react in a healthier way.” - Ashley Patrick Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Book Recommendation: * Atomic Habits by James Clear Resources and Links Mentioned: * Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy * Find the video on YouTube at https://youtu.be/JN8UBvOnsH8

Step into the final installment of the Money Coach Series on the Money Mindset podcast, where we unravel the essential steps to maximize your sessions with a money coach. Explore practical tips on preparing for meetings, optimizing your coach's guidance, and maintaining momentum between sessions. Learn how to advocate for personalized strategies tailored to your financial journey and discover the key elements of effective coaching relationships. Tune in to equip yourself with the insights needed to make the most of your financial coaching experience. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “It's important that the strategy lines up with your life and making sure it's realistic for you to do because otherwise you're setting yourself up for failure. So you want a coach that's gonna help you set yourself up for success and that means tailoring a plan for you.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind * Grab your Budget Starter Kit here: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Discover how working with a money coach can build your confidence in Episode 3 of the Money Coach Series on the Money Mindset Podcast. Find out how they can provide personalized strategies to tackle financial challenges and assist you in reaching your goals. Learn simple tips for organizing your finances and communicating about money with your partner, and gain practical advice to feel confident about your financial journey. Listen to uncover how a money coach can help you take charge of your money and plan for success. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach can really help you build your confidence so that you don't stay stuck and you keep moving forward. And really, that is truly the most important thing. It doesn't matter how fast you make progress, right? It's kind of like the tortoise and the hare. As long as you keep going, you don't have to sprint and then wear yourself out. As long as you go slow and steady, you're going to get there.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Join us for Episode 2 of our Money Coach Series as we discuss when it's time to consider hiring a money coach. We explore the signs indicating the need for their support, such as accountability struggles and the search for financial clarity. Learn why understanding your financial needs is crucial and how a trusted advisor can tailor strategies to fit them. Whether you face challenges in implementing financial plans or seek validation for your approach, recognizing the role of a money coach can empower your financial decisions. Tune in for valuable insights on enhancing your financial journey with the right support system. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach can also help you when you know generally what to do and you will follow through with it. They can also help you make sure that what you're doing aligns with your goals and is right for you because general financial advice is great for the majority of people, but it doesn't mean that it's a hundred percent right for a hundred percent of people, right? So your situation may be a little different and it's really good to have another set of eyes on your situation and make sure that your plan fits with your lifestyle and it fits with your values and it fits with your goal.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to the Money Mindset Podcast! Today, we're diving into a new series focused on hiring a money coach. We'll explore the role of money coaches, providing day-to-day support with budgeting, overcoming financial obstacles, and staying accountable to your goals. Discover the importance of finding a coach whose values align with yours and learn key questions to ask in your search. Join us in the next episode as we discuss when it's time to hire a money coach and when to navigate financial challenges independently. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach really helps you in the day-to-day money management 'cause that's where things are gonna change. You're not gonna make changes with a few things here and there through the years. You can make some small changes of course, but if you wanna make fast changes and really hit those goals, a money coach can help you stay on track even when it feels tough, even when you feel like giving up, even when it feels like the whole world is against you. A coach is there in your back pocket to help push you along the way and support you when you do need a break.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind * Grab your Budget Starter Kit here: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Feeling overwhelmed by financial questions and unsure how to manage your budget effectively? In this episode, we address common struggles in personal finance and provide actionable steps to overcome them. Join us as we dive into a live Budget Strategy Session, where the members of the Money Plan Bootcamp share their challenges and learn how to navigate budgeting, saving, and debt repayment. Whether you're struggling with paycheck allocation or juggling unexpected expenses, this episode offers practical insights to help you take control of your finances. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Well, it can feel like you're stuck or not making any progress because you're still in that messy phase of trying to get caught up. But once you get there, imagine how much more progress you're going to be able to make compared to if you hadn't been doing any of this at all, right? Then you'll be able to see the reward and feel the progress.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * If you'd like to join us in Money Success Club go to www.budgetsmadeeasy.com/msc we'd love to have you! Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to another episode of the Money Mindset podcast! After a brief hiatus, we're diving back into the world of personal finance. In this episode, we reflect on recent challenges and updates, and delve into exciting new money-saving strategies for 2024. From the 52-week savings challenge to the no dining out challenge, we explore practical ways to strengthen your financial health. Join us as we navigate the journey to financial freedom this 2024! Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “The great thing about savings challenges is you get to do what you want to do. Now that's also the problem too. We have to hold ourselves accountable to doing it right and following through with it. So that's why it's important to tell somebody else your intentions and your goals to help keep you accountable, which is why we have accountability besties inside of Money Success Club.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Join the Money Success Club here: www.budgetsmadeeasy.com/msc * 52 Week Savings Challenge: https://leads.budgetsmadeeasy.com/52-week-savings-tracker/ * 8 savings challenges for 2024 blog: https://www.budgetsmadeeasy.com/turbocharge-your-savings-8-saving-challenges-for-2024/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

In this special 200th Money Mindset podcast episode, let's celebrate together by looking back at the best moments from previous shows. We'll explore how the podcast has grown since September 2019, discussing the challenges we've faced and emphasizing the importance of commitment and progress. We'll also reveal our exciting plans for 2024, which include launching a new coaching program, expanding our content on YouTube and the upcoming launch of the revamped paycheck budget spreadsheet to help you manage your finances more effectively. Join us as we share the highlights and set the stage for an even more exciting and promising future in the Money Mindset podcast. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “You can make the most perfect budget, but it doesn't matter if it's just on paper. You have to actually follow through with it. You've got to change, you have to change your habits, you have to change your mindset, you have to change the way you think about your money.” - Ashley Patrick Starting and sticking to a money plan doesn't need to be overwhelming! Join my Money Plan Bootcamp where I'll teach you the 5 key steps for creating a money plan you can actually stick to...for FREE!⁣⁣ Go to https://leads.budgetsmadeeasy.com/money-plan-bootcamp/ and register today! And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Money Plan Bootcamp: https://leads.budgetsmadeeasy.com/money-plan-bootcamp/ * Episode 38 - How Marcus Paid Off $30,000 In Debt: https://www.themoneymindsetpodcast.com/38 * Episode 175 - You DON’T need a monthly budget: https://www.themoneymindsetpodcast.com/175 * Episode 170 - How 2 Teachers are paying off $400,000 in debt!: https://www.themoneymindsetpodcast.com/170 * Episode 118 - BBMU - How to Start Changing Your Behavior: https://www.themoneymindsetpodcast.com/118 Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

Ready to make 2024 your best year yet? Join us as we dive into the key strategies to set yourself up for success. Discover the power of a realistic and actionable plan, customized just for you. In this episode, we'll guide you through the steps to kickstart your financial goals and make 2024 a year of positive progress. Plus, don't miss out on the limited-time Kickstart 2024 bundle to supercharge your financial plans. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “I would suggest that you take a look at what you actually accomplished in 2023. Even if it feels small, I want you to celebrate your progress because a lot of times we just focus on the negative and we feel like if we didn't pay off thousands of dollars in debt, then it was just a fail. It was just a year we didn't get anything done. But in reality, you may have accomplished quite a bit that you're not giving yourself credit for. And so I want you to actually sit down and give yourself credit for it. It's important to do that. It will help build your confidence and it'll help set you up for success in the new year as well.” - Ashley Patrick Timestamps: 00:00 - Introduction and exclusive Kickstart 2024 Bundle announcement 02:33 - Making a date with yourself for 2024 planning 03:47 - Planning ahead 06:07 - Setting one main goal 08:18 - The importance of celebrating your progress 09:27 - Reflection on 2023: What went well and what didn't 10:34 - Choosing a focus word for the year 11:22 - Breaking down big goals into smaller action steps 15:09 - Summarizing the key steps to kickstart 2024 16:26 - Teaser for the 200th episode celebration Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today! And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Kickstart 2024 Bundle: www.budgetsmadeeasy.com/kickstart Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Are you ready to kick off the new year with the best foot forward? We often set ambitious resolutions, only to find them slipping away by February. But 2024 can be different with a realistic and simple plan. Join us in this episode as we explore how to set achievable financial goals, stay motivated, and take practical steps to make your 2024 financial dreams a reality. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “When you set yourself up for success by making small changes over time, you will be able to do these things and you will be able to reach those goals and those New Year's resolutions to help set you up for success and kickstart the new year.” - Ashley Patrick Timestamps: 00:00 - Setting realistic resolutions for 2024 01:44 - The Kickstart 2024 bundle 04:18 - Planning S.M.A.R.T. goals 05:40 - Creating an actionable plan with the 2024 Action Planner 07:23 - Importance of creating a priority list for your goals 08:03 - Shifting the Mindset that anything is possible temporarily 09:02 - Why your goals need to be worth the sacrifice Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today! And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Kickstart 2024 Bundle: www.budgetsmadeeasy.com/kickstart Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to the Money Mindset Podcast! In today's episode, we're tackling crucial questions, from managing 0% interest debt to making the switch from credit cards to cash. Join us for quick insights into staying motivated with your budget and navigating challenges when you feel "house poor." Ready to dive in? Hit play and let's explore these essential money mindset topics together. Don't forget to leave your messages for our 200th celebration! Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Keep in mind that a budget is just a plan for your money. And so the motivation to stick with it is the bigger piece, right? And it takes a lot more time. You're gonna have ups and downs in life, ebbs and flows, different seasons. That's normal. And I think when you release this expectation that you're gonna always be motivated or you're just always gonna get it right and lower your expectations, be a little bit more realistic with your expectations, you're gonna be able to just keep going even when you aren't motivated.” - Ashley Patrick Timestamps: 00:00 - Introduction and 200th episode celebration message 03:03 - Question 1: Prioritizing 0% interest debt 06:33 - Question 2: Transitioning from credit cards to cash 10:04 - Question 3: Finding motivation in your budgeting journey 13:48 - Question 4: Dealing with being "house poor" 17:49 - Question 5: To pay off debt or keep investing? 21:04 - Wrapping up and 200th episode celebration reminder If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Please send your voice messages here: www.speakpipe.com/budgetsmadeeasy * Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

Have you ever wondered about the various seasons of midlife and how they impact your fulfillment across different areas of life? Join us with our special guest, Bernie, from the Midlife Fulfilled podcast, as he shares insights into living a fulfilled life across the five pillars of health, fitness, career, relationships, and legacy. Let's explore why midlife is not just a midpoint but a series of seasons, each offering opportunities for growth and fulfillment. Discover actionable steps to assess and enhance your own fulfillment in this engaging episode. Meet Bernie! I've been in marketing for more than 20 years. After running my own agency for 15 years, I pivoted to find fulfillment in my career. I've been podcasting for 10 years. I started the Midlife Fulfilled podcast in February 2022 to help men and women over 40 thrive across the five pillars of life: Health | Fitness | Career | Relationships | Legacy. I publish a weekly interview on Monday and my solo takeaway episode on Thursday. If you're 80% fulfilled, you're doing great! I can prove that to you. “So as I mentioned, happiness is an emotion. And so happiness can, can be a rollercoaster ride. And where it's fulfillment, as I mentioned, is immutable. So the sense of satisfaction and the mental health that we achieve that's associated with fulfillment is even stronger than happiness because again, happiness is a roller coaster ride. It can be a roller coaster ride. Hopefully there's more ups and than downs on, on happiness, but we should all strive to achieve fulfillment.” - Bernie Borges Timestamps: 00:00 - Introduction 01:19 - Meet Bernie! 02:45 - Defining midlife fulfillment 05:09 - The three phases in life 06:47 - Understanding fulfillment vs. happiness 10:14 - The Five Pillars of Midlife: Health, Fitness, Career, Relationships, and Legacy 14:18 - How to start your journey to fulfillment 19:34 - Resources for finding fulfillment in midlife 22:06 - Addressing the "too old" mindset 25:40 - Bernie's book recommendations 27:28 - Wrapping up and connect with Bernie Ready to get organized so you can stay on budget this holiday season? With the FREE Budgets Made Easy Holiday Planner you can easily get organized so you can save money this year! Go to www.leads.budgetsmadeeasy.com/holiday-planner/ to get your planner today. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Midlife Career Reboot Workbook: https://midlifefulfilled.com/midlife-career-reboot * Holiday Budget Planner: https://leads.budgetsmadeeasy.com/holiday-planner/ Book Recommendations: * The Referable Speaker by Andrew Davis and Michael Port * Can-do-ology by Denise Gabel Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Bernie: * Website: https://midlifefulfilled.com/ * Instagram: https://www.instagram.com/bernieborges/ * LinkedIn: https://www.linkedin.com/in/bernieborges/ * Threads: https://www.threads.net/@bernieborges Special Guest: Bernie Borges.

Welcome to our monthly Budget Bestie Meetup! In this episode, we're tackling a question that's been buzzing in our community. With changes in technology and different payday situations, the question arises: When's the best time to start budgeting for your next paycheck? We'll break it down, share personal experiences, and give practical tips for dealing with this common concern. Tune in for a community-driven discussion, where we learn, share wins, and connect as budget besties. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “So really the question is more about like balancing it and really it doesn't matter really when you do that. Like you can do it on payday, you could do it a couple days before, you could do a couple days after. It's just a matter of of checking in, right? And that habit of actually balancing checking in with your spending, it doesn't really matter when you do it.” - Ashley Patrick Timestamps: 00:55 - Introduction 01:33 - Navigating irregular paydays 07:23 - Celebrating financial wins 12:22 - About the new Paycheck Budget Spreadsheet 15:42 - Sharing Christmas traditions Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Join us for an insightful Budget Strategy Session with Amy, where we tackle the common financial challenges faced by many families. In this episode, Amy opens up about her journey to tackle debt, stay within her means, and navigate unexpected expenses. Discover actionable steps to reshape your budget, whether it's finding wiggle room or exploring side hustles. Tune in and gain practical insights that can empower you on your own financial journey. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “If you have the mindset of this as just a season, it's easier to get through because I feel like if you think it's just gonna be that way forever, it's easier to just use the card because it's like well when will you be able to pay for the sports camp? Right? Or when will you be able to spend money on whatever? And I think that if you kinda shift that mindset a little bit to “it's temporary” and you just have to get through it as best that you can and with as minimum or limited impact on adding to the debt as possible, you'll be able to get through it easier.” - Ashley Patrick Timestamps: 00:54 - Introduction 02:06 - Amy's background and struggles 05:01 - Dealing with unexpected expenses 07:30 - Balancing family needs and budgeting 12:10 - Exploring ways to increase income 16:27 - Overcoming mental hurdles 21:37 - Making a visual of your progress 24:45 - Amy's action steps for the next 24 hours If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Get ready for a big year in 2024! If you haven't thought about your goals yet, no worries! Check out the Money Mindset Podcast, where we talk about the power of intentions, the importance of clear goals, and the roadmap to financial freedom. Learn how picking a "Word of the Year" can guide your journey. Find out why planning in November and December is crucial for success in the upcoming year. Join us as we gear up for a great 2024 and work towards achieving your financial goals! Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Really define what you want your focus and intention to be for this next year, and then work out your more specific goals. And that is where I think that you should start. And it's really important to help figure out why you want that. Like what do you want? What do you think that that goal will do for your life? Like, how will it change you? And is that what you actually want? And is it important enough? Are you excited enough about that goal to stick with it for a whole year? Because in order to reach your goals, no matter what it is, whether it's financial or you know, personal, family oriented, whatever the case may be, you have to be excited about it, especially if you're gonna stick with it for a whole year.” - Ashley Patrick Timestamps: 00:00 - Introduction 01:42 - Exploring the concept of a "Word of the Year" 05:19 - 2024 Planning Session inside the Money Success Club 06:12 - Breaking down specific and measurable goals 07:13 - Importance of creating micro-goals for success 10:04 - Invitation to join the Money Success Club Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy