Financial Advisors Say The Darndest Things

Former Dave Ramsey Employee Anthony O'Neal was SCAMMED out of $40,000 by a person who claimed they wanted to pay him $10,000 to be on a interview show. Not only did they steal the money but they put pornography on his Facebook page to distract them as they continued to take money from his accounts. Tune in as I give my perspective on how to protect yourself and hear the full story so this doesn't have to happen to you.

To some estimates, patience is mentioned in the Bible over 70 times. And as we know, when we come up with statistics like these, some are direct, and some might be indirect. But what does it mean to be patient when it comes to investing and following God’s word? As a Certified Private Wealth Advisor profession (CPWA®️), long-term investing and being patient is one of the core principles to a successful financial plan. Get-rich-quick schemes and fast money overnight are not biblically based and have a higher failure rate than long-term investing. It says in Galatians 6:9 Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up. In this episode, we talk about how to turn patience into prosperity with the Word of God.

Have you ever wondered why people say you can be a millionaire if you invest in your retirement? There is a really good explanation but not like you think. As many Americans rush out to open IRA accounts, this account may not be the secret to becoming a millionaire…or is it? We will explore the benefits of opening an IRA account and see with a few calculations, if it is possible for you to become a millionaire by contributing every year to this account. On this episode of Financial Advisors Say The Darndest Things 💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

If you are giving so much in tithes and offerings that your family is suffering, that is not investing or giving like a true Christian. And if someone wants to shame you into giving pastor or not, WITHOUT knowing your financial situation, they are a hypocrite and doing the devil’s work. It says in 1 Timothy 5:8 says Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever. So before you even THINK about helping the community, make sure your family is safe and secure. During this LIVE lecture, I explain some principles behind Christian investing and how by taking the proper biblical steps, we will be able to give MORE to the church, without risking losing our financial or spiritual lives. 💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

Has your boss ever called you on your day off about a client or a work assignment? Have you ever tried to lay down and relax, spend the day with your family and your phone gets bombarded with text messages and missed calls? Are you sick and tired of getting messages like these? Well, California is sick and tired of it, too! It is being reported that a new California bill would let employees ignore boss's after-hours calls, messages In this episode, we will break down the new rule, how we got here in the first place, and how you can leverage this new rule to improve your work/life balance, especially if you perform remote work. 💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

Ever wondered how much money you needed before you could retire? If you were like many Americans a few years ago you threw out a random number like 1 million dollars but it seems like this magic number has increased in recent years. In a recent survey by Northwestern Mutual’s 2024 Planning & Progress study, the gap between what Americans have saved and what they need is bigger than we think. In this episode, we will explore, what is this "magic" number for retirement? How close are you to reaching it? How to get there? And How much do you really need before you think about retiring?

Jesus is a shining example for Christian investors. In this lecture, I draw a parallel between how Jesus handled the false accusations of the Pharisees and how you should handle your finances as a Christian investor. I touch on the difference between the Law of Finance and the Wisdom behind finances and how it is only through the combination of these two, that we will be successful. Listen in as Jesus takes the "traditions taught by men" and gives us wisdom that will lead to our salvation and our ultimate success with investing.

Social Security Commissioner Martin O’Malley announced he is taking four vital steps to immediately address overpayment issues customers and the agency have experienced. Commissioner O’Malley testified before the U.S. Senate Special Committee on Aging and the U.S. Senate Committee on Finance and we discuss those changes on this episode. 💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

Many investors are obsessed with Net Worth and want to know if they are on track for their age. In this episode, we review the Federal Reserves Survey of Consumer Finances which breaks down the National Average of Net Worth by age group. We also discuss how to calculate your net worth, the difference between median and mean calculations, the importance of being content, and some reasons why, the numbers come out the way they do. 💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com Create your Financial Plan: https://www.abrwealthmanagement.com Federal Reserves Survey of Consumer Finances scf23.pdf (federalreserve.gov)

Scammers NEVER give up. Every day there are new scams going around the internet. In this episode, we discuss how to identify scammers, 3 qualities that will make you vulnerable to a scammer, and 3 ways to protect yourself and your family. It is said that women are more vulnerable to scammers. So if you have an elderly parent or you are approaching retirement and want to protect the women you love. This episode is for you. 💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor. Link to full article: https://www.cnbc.com/2024/03/08/op-ed-financial-fraud-targets-older-adults-how-to-recognize-it.html

💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation This is NOT a prosperity gospel. Jesus makes it very clear about which riches we should be rushing to acquire in Matthew 6:19-21 during his famous Sermon on the Mount. In this lecture, I debunk a verse that has plagued the Christian Community and kept us in poverty for far too long. There are many ways to interpret this verse and as I always say, God knows best. This is my interpretation and I pray you enjoy the shift from the materialist idea of riches to the spiritual accumulation of wealth. As Christian investors, as we create financial plans, our goal should be to fulfill God's Will and not our own. I also go over 7 Biblical Principles you can apply to your life today, and transform the way you see God and Money. So relax, and enjoy. Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

If you have never heard me speak in public. This is a lecture I give about my past, how I started in Finances, and how you can take control of your life and your finances by reconnecting yourself with God. 💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com Check out this episode as I share my thoughts. *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation A caller called into the Dave Ramsey Show and said that a close friend lost $600,000 of her life's savings investing. He used fake statements and ordered checks to wipe her clean. His strategy? Day Trading. He told her that he was making big moves and ended up broke. In this episode, we explore the things that happened leading up to this robbery, and 2 biblical principles you can lean on to lower your chances of being ripped off. Need help with your investments? https://www.abrwealthmanagement.com Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com audio/video rights to Dave Ramsey: https://www.youtube.com/watch?v=ala1v9Q-5vA *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Tipping culture is getting out of control. More and more taxes are appearing on the bill of your favorite restaurants. They are not even giving you a chance to tip. First it was automatic gratuity for large parties, and now they are taxing us to pay the employee wages and insurance. What do you think? Do you agree with how tipping is going in America? Do you think we should tip more? Need help with your investments? https://www.abrwealthmanagement.com Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com Check out this episode as I share my thoughts. Dave Ramsey's thoughts on Tipping https://youtu.be/VgNp1S_Fin0 Video source/audio credit and rights: Candace Owens Podcast: https://www.youtube.com/watch?v=LQCvBAsjZw0 *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation There is an attack on Christians. Is it so hard to believe that there are people who are Christian who love their country too? There is an attack on Christians and this MSNBC pundit tries to "educate" us on Christian Nationalism and link it to extremist. This is ridiculous and Bishop Robert Barron comes and destroys her argument. As believers, we have to stand up for each other. This has nothing to do with Republican or Democrat. Red or Blue. This is a Christian problem. Because if there is no faith in our government, then our money has no hope. Need help with your investments? https://www.abrwealthmanagement.com Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

💵Sign up for a Christian Finance Consultation and create your Financial Plan Today! https://calendly.com/abridgewaywm/consultation Candace Owens seems to be under attack as she is labeled a Christian Nationalist. This term has been floating around as an extremist term to label those who have Christian values and unafraid to express them. It seems to penetrating Hollywood as well. Unfortunately, people are using their money, trying to cancel Christians, any way that they can. That is why it is important to build your wealth, so you don't have to depend on others to fund your causes. Need help with your investments? https://www.abrwealthmanagement.com Next Steps 📞 Have a question for the show? Email us at: aridgeway@abrwealthmanagement.com 🏦 Download our Free E-book- https://www.abrwealthmanagement.com/freechristianfinancebook 🏠 Visit our Website: https://www.abrwealthmanagement.com Click to create your Christian Financial Plan: https://www.abrwealthmanagement.com *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

If you should withdraw or not is a personal question. That is why we react to these different individuals. So listen in as there is another caller with a unique situation. 0:00 - Introduction 0:10 - Should I take out Social Security Now or Wait? 1:55 - When will you break even for your Social Security Benefits? 2:55 - Dave Breaks Down the Social Security Calculations of the caller 3:03 - A.B. Ridgeway doesn't agree with Dave Ramsey 5:39 - How to Find Out How Much Social Security Benefits You'll Receive To schedule a consultation: https://www.abrwealthmanagement.com

Hear stories of investors who decided to take their Social Security early at age 62. You will be surprised on the diversity of outcomes that occur when making the same exact decision. Key Moments: 0:00 - Introduction 0:20 - Retirees shares EMOTIONAL stories of Social Security Withdrawals 1:54 - Why Retirees Take Social Security Early and Why They Wait 4:03 - Final thoughts from A.B. Ridgeway Schedule a consultation: https://www.abrwealthmanagement.com

Tired of paying $32 for late charges? Well, you might be in luck. Because President Biden just announced that they are capping the late charges on credit cards. They estimate that it will save Americans $10 billion in fees. But is this good for the American people in debt? Maybe. But what about the people who are not? Will this cause the credit card companies to make obtaining credit more difficult? Leaving those who really need it, out in the cold? Check out this episode to find out more Schedule a consultation to create your financial plan: https://www.abrwealthmanagement.com All rights reserved to ABC News: https://www.youtube.com/watch?v=xc2hdxcOuXY *Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

A caller had a question about Social Security. Her husband wants to go back to work, and she is thinking about retiring. What should she do? Should she take it early? Should she wait? In this episode, I give my reaction and some things I would consider when figuring out when someone should take Social Security. Schedule a Consultation: https://www.abrwealthmanagement.com Video/Audio source: https://www.youtube.com/watch?v=MFVuHk3fYeE&list=WL&index=7 All rights to Dave Ramsey