The Realtor® Lady

Thinking of buying a beach rental what you need to know from rental laws, taxes and areas that it is allowed. Not as easy as it would seem. Gabrielle Coppel works with me at Coldwell Banker Realty and specializes in Ocean front properties and knows the ins and outs of beach rentals in the Santa Cruz county area.

Santa Cruz Real Estate Market Update for April, statistics, where money walks, see who is coming here and where are people moving to, link below. And a gift! Use this equity tracker so you can see how much your home is worth any time. link here 👉https://hmbt.co/PnmPVU https://www.howmoneywalks.com/irs-tax... Latest Buyer Guide for 2023- Seller Guide for 2023 Michele Replogle, Broker Associate Coldwell Banker Realty 824 Mission Street, Suite B Santa Cruz, CA 95060 CADRE#01454037

This episode explains the purpose of a home inspection who orders them, what is the scope of the inspection and we also discuss if provided a report should a buyer get their own inspection. Jack Mancarella American Inspection Service 831-588-3854

Sometimes real estate agents just cannot tell the truth or the whole truth and I explain here why sometimes as real estate agents we are bound by law to not tell all we know as we could be infringing on other's rights or be considered to be acting in a discriminatory manner. I explain here.

What does ADU Stand for what is it and how can I get one? Additional Dwelling Units have been known by many names: granny flats, in-law units, backyard cottages, secondary units and more. In this video I talk with Ray Guanill of Nonna Homes he goes over how they are built, cost and different aspects of ADU's and bonus his company helps with financing and there are government grants too! NONNA HOMES Ray Guanill, President Nonna ADU and Solar Serving Sacramento, Bay Area, and San Diego Regions 800-734-7238 https://www.nonnahomes.com City of Santa Cruz info: https://www.cityofsantacruz.com/government/city-departments/planning-and-community-development/accessory-dwelling-units-adus Santa Cruz County Info: https://www.sccoplanning.com/adu.aspx Grant info: https://www.calhfa.ca.gov/adu/

Market Update for March 2023. Want to know what the market is doing right now, it is all here from statistics, to predictions and stay until the end where I give the market update you need to know now. Click here for my new buyer's guide for buying in Santa Cruz https://live-the-santa-cruz-life.ck.page/buyerguide

This episode I welcome Roxanne Olson, Trust attorney with Fine Point Law to help with my goal of getting more homeowners to understand the importance of trusts! She is with Fine Point Law and is the most down to earth, warm, thoughtful attorney I think I have ever spoken with. This is a must hear episode! Make sure to listen for the one reason you will decide against having a will. If you want more information on putting a trust together or revisiting your current trust to make sure it is in order please contact her! https://www.finepointlaw.com/

Brian Dean is my guest he explains mortgage buydowns, why now is a good time to buy and a prediction for the Spring. There are links included to look over how it is better to buy now and how a seller buy down works. Brian Dean Senior Mortgage Advisor M 408.489.0952 D 831.600.4706 W TheBrianDeanTeam.com E brian.dean@myccmortgage.com

If you have owned a property for a long time and it has been an investment property, or vacant, and you have a lot of equity, there are two ways in which you might consider selling it to avoid taxes and avoiding benefit curtailment. Why do it: The upsides of the installment sale . Why not do it: Downsides of owner financing. This could be a way to avoid higher interest rates and help a seller preserve their investment.

Market Update for January 2023, where we were, where we are, and where we are going! I do a year-end round up, appreciation rate for real estate for 2022, and why this market will be busy as ever despite the financial news!

Wondering about the weather in Santa Cruz? Thinking of buying here? I explain what you need to think about when buying in the area. We have lots of micro climates and physical geography that makes this area unique and beautiful yet these same elements can cause problems.

2023 might be another doozy of a year here in Santa Cruz, I tell a story of a buyer looking at a property and what happened all within about 24 hours.

2023 Real Estate Forecast with a guest my broker Greg Mann of Coldwell Banker Realty. We discuss the market what happened this year, Prop 19 which did not change the real estate inventory as expected, and while prices did stay flat they did not go down. Then we discuss how the market may sneak up on buyers and sellers. My guest is my broker, Greg Mann at Coldwell Banker Realty. I welcome his knowledge and his access to many professionals in the real estate field who he cites. Dr. Lawrence Yun of the National Association of Realtors Dr. Eisenberg Courtesy of MLS Listings

Foreclosures on the rise? What is happening in this segment of the market? Here we explain the foreclosure process, what that means to people in foreclosure or pre-foreclosure, we talk about changes that may impact the consumer regarding foreclosure proceedings. We also explore the process of how to buy a foreclosure on the courthouse steps and why it is so hard to buy a foreclosure. My guest is Brandi Jones who is an amazing specialist in the foreclosure and short sale arena and Simmons and Purdy is her go to attorney firm. Her recommendations are Simmons And Purdy for foreclosure, short sale questions. https://www.facebook.com/LawOfficeOfSimmonsAndPurdy/

#SantaCruzRealEstate #livethesantacruzlife Market Update for November. What is the real estate market doing? Projections for 2023, why are some real estate markets going down and Santa Cruz county isn't? This is local real estate information you need if you are going to buy or sell in Santa Cruz county. https://fortune.com/2022/11/13/pandemic-housing-bubble-is-bursting-home-prices-falling-15-percent-says-kpmg/?showAdminBar=true

Buying a Foreclosure in California How to buy a foreclosed home in California, buy a pre-foreclosed home, or short sale. Maybe you need to sell your home and you have not made a payment, this is the video for you! Useful link below for you too! California Foreclosure and Short sale info: https://www.courts.ca.gov/1048.htm?rdeLocaleAttr=en Subscribe to the Santa Cruz record for foreclosure info: https://santacruzrecord.com/wp-content/uploads/2022/10/scr10-25-22.pdf Timeline info: https://www.debtstoppers.com/blog/california-foreclosure-process-timeline/

What happens to homeowners when the market crashes? The market is definitely changing does that mean people will lose their homes? What does it mean when the market shifts? I discuss a few things I am seeing and I explain them. I also discuss short sales and foreclosures please make sure to call me if you are having trouble with your mortgage payments. https://www.bloomberg.com/news/articles/2022-10-10/here-s-how-weird-things-are-getting-in-the-housing-market

Don't miss this episode where a local lender Brian Dean explains how the mortgage rates are not the Federal Funds rate, why he thinks rates are going to go down, and how to ask a seller help you get into their house. Very informative! Brian Dean has been in the mortgage industry serving Santa Cruz County for 25 years. I am available 24/7 to answer any mortgage lending related questions and can be found at www.TheBrianDeanTeam.com or by phone at 831-600-4706 Brian Dean CrossCountry Mortgage, LLC 133 Mission Street, Suite 210 Santa Cruz, CA 95060 Personal NMLS243411 Branch NMLS2306642 Company NMLS3029

Cash offers in Real Estate- is cash really king? In this video I discuss what you need to know about cash offers from a seller perspective and a buyer side. Stay to the end I will tell a secret about cash offers.