A Wiser Retirement™

When should I claim Social Security if I don't need it? On this episode of A Wiser Retirement™, Casey Smith and Missie Beach, CFP®, CDFA® talk about the best age to claim Social Security, different strategies for claiming it, and the optimal time to take it if you don't necessarily need it. Related Podcast Episodes: - Ep 109: Common Social Security Questions Answered Related YouTube Videos: - How will retiring early impact my Social Security benefit? - Common Mistakes to Avoid with Social Security Spousal Benefits Related Blogs: - Social Security Benefits for Divorcees after 10 Years of Marriage Other Links: - Solving Social Security Calculator Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy discuss how to prioritize financial goals. They encourage people to set SMART goals, explain leading and lagging indicators, and how to focus on daily priorities. Related Podcast Episodes: - Ep 200: Setting and Achieving Financial Goals in the New Year - Ep 185: Opportunity Funds - Where Dreams Become Reality Related YouTube Videos: - What is flat fee financial planning? Other Links: - 4 Disciplines of Execution by Sean Covey Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about whether Bitcoin is more than digital gold, give an update on the SEC vs Ripple case, explain Bitcoin halving, and mention that the IRS issued a draft for the new 1099-DA. Related Podcast Episodes: - Ep 216: What are alternative investments? Should you be invested in them? - Ep 211: Crypto and Technology Update: ChatGPT, Gemini, FTX, Ethereum, Bitcoin ETFs, and More Other Links: - Teton Crypto Capital Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to discuss wealth preservation plans and various asset protection strategies. Wealth preservation is more than just preparing for retirement; it involves a strategic approach to safeguarding your assets for future generations while maintaining a comfortable lifestyle today. Related Podcast Episodes: - Ep 145: Dying without Estate Planning: Do you hate your family? - Ep 175: Passing Down Generational Wealth Related YouTube Videos: - Prevent Family Conflict with Legacy Planning - Using an Online Estate Planning Service vs Using a Local Attorney - Meaningful Ways to Leave a Financial Legacy for Your Heirs Related Blog: - Legacy Planning vs Estate Planning: Understanding the Difference Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™, Casey Smith is joined by guests, Justin and Jennifer Place. Justin and Jennifer are both Pilots at a major airline. They discuss what it was like starting at regional airlines and how to make it to the majors, different career paths for pilots, variable income budgeting tips, emergency funds, airline 401k plans, and planning for retirement. Podcast Episodes Mentioned: - Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering? - Ep 173: Making the Most of Your Airline 401k YouTube Videos Mentioned: - Pilots, stop spending millions in 401k management fees! - Delta Pilot's Guaranteed Variable Universal Life (GVUL) - What Action You Need to Take Other Links: - Click here to download your airline's 401k allocation for free. Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

Have you thought about moving to a new state when you retire? On this episode of A Wiser Retirement™, Casey Smith is joined by Michaela Dowdy to talk about the 5 best and worst states to retire to. The states on the list might surprise you! Podcast Episodes Referenced: - Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers - Ep 77: Tips for Moving to Lower Tax States - Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States YouTube Videos Referenced: - Where should I pull income in the first years of retirement? - What kind of taxes should you expect to pay during retirement? Other Links: - Bub's Run: Click here to learn more or to register for the race. Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™, Casey Smith is joined by Andrew Pratt and Robert Swarthout. Andrew is the Investment Manager at Wiser and Robert is the Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about Andrew’s new CBDA designation, crypto volatility, Bitcoin ETF holdings, and alternative investments. Podcast Episodes Referenced: - Ep 206: Bitcoin ETF Launch Update, SEC's X Account Hacked, & Greyscale's Outflow - Ep 208: How Direct Indexing Benefits High-Net-Worth Individuals - Ep 195: Is the 60/40 portfolio really dead? Other Links: - Connect with Robert Swarthout: info@tetoncryptocapital.com, https://www.tetoncryptocapital.com/ Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

Happy Financial Literacy Month! On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Michaela Dowdy to talk about why it's important to be financially literate. At its core, financial literacy empowers and equips individuals with the knowledge and skills needed to make informed financial decisions. How financially literate are you? Podcast Episodes to Reference: - Ep 124: Financial Literacy is Vital for... EVERYONE! YouTube Videos to Reference: - Georgia Will Now Mandate Personal Finance Education in Schools Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™, Casey Smith is joined by Randy Hargett and Kyle Conroy. Randy is a Long Term Care Specialist at Capstone LTC Advisors and Kyle is a Managing Partner at Disability Insurance Services. They discuss what disability insurance is and how to determine if you need it. Podcast Episodes Referenced: - Ep 212: Medical Costs During Retirement and Preparing for the Unexpected - Ep 179: Long-Term Care Insurance: To Buy or Not to Buy? - Ep 126: How can insurance protect your wealth? YouTube Videos Referenced: - The Medicare Sign-Up Process Explained Other Links: - Randy Hargett - Capstone LTC Advisors, randy@ltcstep.com - Kyle Conroy - DI Services, kconroy@diservices.com Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to talk about how to terminate a relationship with your financial advisor. They discuss common reasons people part ways with financial advisors, understanding any terms related to termination, tips for communicating the decision to your advisor, and how to monitor the transition. Podcast Episodes Referenced: - Ep 118: What to Look for in a Financial Advisor YouTube Videos Referenced: - Financial Planner vs Financial Advisor Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™, Casey Smith is joined by Logan Steele from Steele Choice Insurance to talk about medical costs during retirement and preparing for the unexpected. They go over Medicare, long-term care, healthcare costs, Medigap, and traveling overseas for medical procedures. Related Podcasts: - Ep 179: Long-Term Care Insurance: To Buy or Not to Buy? - Ep 188: Current State of Healthcare and Medicare Open Enrollment Related YouTube Videos: - What is IRMAA? Other Links: - Steele Choice Insurance Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, to talk about their concerns over AI platforms like ChatGPT and Google's Gemini, the ongoing bankruptcy proceedings for FTX, the potential for Ethereum to receive an ETF, as well as the potential implications of Bitcoin reaching a million dollars. Podcast Episodes Referenced: - Ep 206: Bitcoin ETF Launch Update, SEC's X Account Hacked, & Greyscale's Outflow - Ep 202: Bitcoin Halving and the Upcoming Bull Run Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Missie Beach, CFP®, CDFA®, Senior Financial Advisor, and Michaela Dowdy, Financial Planning Associate, to talk about strategies for educating your children on money management, credit, investing, and saving to pave the way for their financial success. Podcast Episodes Referenced: - Ep 168: Everything You Need to Know About 529 Plans YouTube Video Referenced: - Georgia Will Now Mandate Personal Finance Education in Schools Blogs Referenced: - Should we use the 529 for private school or save it for college? - Benefits of a Custodial Roth IRA for Your Kids - Teaching Your Kids About Money Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® are joined by guest, Leslie O'Neal, Family Law Attorney. They talk about the differences between alimony and child support, the factors that determine alimony, different types of alimony, and why alimony is not as common anymore. Podcast Episodes Referenced: - Ep 160: How Finances Affect Divorce - Ep 153: How to Recover Financially after Divorce YouTube Video Referenced: - Will I have access to money when I file for divorce? - What is a Certified Divorce Financial Analyst®? Other Links: - Contact Leslie O'Neal: https://odelloneal.com/our-team/leslie-oneal/ Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Andrew Pratt to talk about what direct indexing is, the pros and cons, and how it benefits high-net-worth individuals. Listen to this episode to see if Direct Indexing is the right strategy for you! Podcast Episodes Referenced: - Ep 175: Passing Down Generational Wealth - Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals YouTube Video Referenced: - How to Hire a High-Net-Worth Financial Advisor Blog Referenced: - Is direct indexing the right strategy for you? Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, we talk about common struggles that small business owners face. Listen to this episode with Casey Smith who is joined by Marty Paradise, from Paradise Business Coaching. Podcast Episodes Referenced: - Ep 176: Tips to Grow and Scale Your Small Business with Marty Paradise - Ep 138: Making Your Business Less Dependent on You Youtube Videos Referenced: - How to Reduce Taxable Income as a Business Owner - Tips for Growing Your Small Business Other Links: - Connect with Marty Paradise - Paradise Business Coaching Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this special crypto episode of A Wiser Retirement Podcast™, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about the Bitcoin ETF launch, the SEC's X account getting hacked, VanEck delisting their ETF, Greyscale outflow, and Bitwise. Podcast Episodes Referenced: - Ep 197: Will financial advisors be using Bitcoin ETFs soon? - Ep 202: Bitcoin Halving and the Upcoming Bull Run Youtube Videos Referenced: - Bitcoin ETFs Have Been Approved - Here's What You Need to Know Other Links: - Contact Robert Swarthout: robert@tetoncryptocapital.com Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Andrew Pratt, CFA to talk about financial concerns that are unlikely to happen. They bring up various political, financial, and market-related predictions and concerns that never materialized. They also highlight the necessity of having a robust financial plan that aligns with your goals, risk tolerance, and lifestyle. Podcast Episodes Referenced: - Ep 181: 5 Common Financial Myths Debunked - Ep 141: What is holistic financial planning? Youtube Videos Referenced: - Financial Habits to Avoid in Retirement - Pitfalls of Living Rich but Not Building Wealth Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Evan Bogan, Airline Captain to talk about how the aviation industry has changed over the years. They exchange stories, talk about the change in pilot salaries, the state of the aviation industry, and how pilots can be wise with their money. Click here to download a FREE 401k allocation for your airline. Podcast Episodes Referenced: - Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering? - Ep 173: Making the Most of Your Airline 401k - Ep 162: Is your retirement plan ready for takeoff? Youtube Videos Referenced: - Delta Pilot's Guaranteed Variable Universal Life (GVUL) - What Action You Need to Take - Tips for Airline Pilots Approaching Retirement - A Pilot's Guide to Building a Strong Financial Foundation Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Amy Rambo, Travel Advisor with Blue Pineapple Travel. Discover how to create unforgettable family memories without breaking the bank, as they talk about budgeting for travel and the advantages of working with a travel advisor. They also discuss the best seasons for travel, aligning trips with family events, and the benefits of traveling during less crowded shoulder seasons. Podcast Episodes Referenced: - Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States - Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers Other Links: - Follow Amy Rambo on Instagram - Email Amy Rambo - Blue Pineapple Travel Learn More about Wiser Wealth Management: - Our website - Schedule a complimentary consultation (learn more about our services) - Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Connect With Wiser Wealth Management: - YouTube Channel - Facebook - LinkedIn - Instagram - Twitter - Casey Smith's Twitter - Podcast - Blog This podcast was produced by Wiser Wealth Management. Thanks for listening!